Sprive - Mortgage Free, Faster play online

Its completely free to use and it only takes a few minutes to get started.

Millions of people are paying off their mortgage faster, but now there is a smarter way to help you save more. Using our industry leading technology, we help homeowners effortlessly make mortgage overpayments by setting aside spare cash and making one tap payments to your lender.

Featured by Forbes, The Daily Mail, This is Money, iNews, Metro, Citiwire, Fintech Finance, Fintech Times and the Daily Mirror.

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Connect your current account and well automatically source your mortgage information from your lender
Well set money aside based on your spending. The less you spend, the more we set aside without ever impacting your lifestyle
With one tap, you can make a mortgage payment to your lender or withdraw the money back
Monitor your progress by tracking how many years and interest youre on track to save
Track how much of your home you own to help increase your chances of unlocking cheaper deals when you next re-mortgage
You can set custom payment limits within the app
We also have an inbuilt mortgage estimator and mortgage calculator to help you understand how much money you can save and tell you how close you are to living in a mortgage free home

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Sprive is the fastest way to pay off your mortgage. By regularly putting your spare cash towards your mortgage, you will be amazed at how much money you can save and how much sooner you can live a mortgage free life. You can use Sprives smart calculator to understand just how much of an impact your mortgage overpayments can make.

Sadly, its estimated that millions of people will have a mortgage past retirement and were on a mission to change that. Sprive is a money management app that helps you manage mortgage payments and provides you the right mortgage guidance so you can save money on your mortgage.

Manage your mortgage payments and pay off your mortgage early with Sprive, so that you can enjoy mortgage free living.

Benefits of being mortgage free UK

Imagine paying off your mortgage 10 years early, thats exactly what our founder did and now he is on a mission to help millions of people live a mortgage free life. Get one step closer to financial freedom!


First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money and Yorkshire Building Society


Sprive is a trading name of Sprive Limited. Sprive is registered with the Financial Conduct Authority (FRN: 919863)
We never share your data with third parties without your consent
We dont charge fees for using Sprive. Were developing a feature that scans the market for 24/7 for cheaper deals. Should we help you re-mortgage in the future, we will be paid commission from your mortgage lender
Any sensitive data we hold is stored using symmetric cryptography (AES) and we use 256-bit TLS encryption to communicate with our servers


Our support team is here to help you when you need us, 7 days a week.

Imagine your life without a mortgage. Download Sprive today and let us help you get there faster!