HappyNows - Easy, worry-free play online

HappyNows can help you get easy cash loan in minutes as fast as possible.

At the same time, you need to authorize the use of core functions: SMS content *READ_SMS: During filing the form on our App, we collect and monitor your contact information which includes name, phone number, account type, contact, favorites and other optional data. This information is required for the purposes of risk analysis, enable us to detect credible references assess your risk profile and to determine your loan eligibility. After confirming the loan agreement, the approved loan amount will be credited to your account within 24 hours and a notification will be sent via SMS.

HappyNows is fully committed to ensuring the safety of users, all your information will be kept confidential, and transaction data will be kept confidential. Secured with 128-bit SSL encryption.

Examples
The loan amount is 80,000 MMKAPR=3.65%
Repay after 90 days
The daily loan interest is 0.01% , which is 80,000 * 0.01% * 90 = 720 MMK
In addition, there is a fee rate of 3.0%, which is 80,000 * 3.0% = 2,400 MMK
Then after the loan is successful, total interest must be paid: 80,000 + 720 +2,400 = 83,120 MMK

HappyNows' services
Loan amounts ranging from 30,000 to 80,000 MMK
The minimum period of repayment is 90 days and the maximum period is 360 days.
Annual Rate (APR) below 20.00%
The minimum service charge is 1%
Minimum repayment installment: 2
The comprehensive annual interest rate (APR) is calculated as: APR = (repayment amount - loan principal) / loan principal * (360 / loan term) * 100%

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