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In the end, correct financial planning principles are what play the biggest role in determining our investing success. unfortunately, most of us end up chasing short term returns during our investment planning journeys, leading to a poor experience. Instead, basing your investment plan on the foundation of a solid Financial Planning process can help you control and manage detrimental investing behaviours like greed and fear, thereby keeping you focused on the big picture instead of worrying about short term fluctuations or trends.

Financial Planning also helps you maintain a balanced approach towards your cash flows and savings, thereby ensuring that your key financial health ratios are in check. Most importantly, the process of financial planning exponentially increases your chances of meeting your long-term goals in a systematic and disciplined manner. To sum up, financial planning acts as a roadmap towards a better financial future, reduced financial stress, and a greatly enhanced investment planning journey.