Puspita Kencana Mobile play online

Puspita Kencana Mobile is a mobile application with the concept of 'one stop solution' and a cooperative platform that relies on digital technology. As one of the service applications from PT. CUSO Digital Indonesia, Puspita Kencana Mobile is intended for members of the Puspita Kencana employee cooperative so that they can carry out all Cooperative financial transaction activities, Information, Promotion, PPOB and Business Space (Marketplace) on the features provided by the application using an Android smartphone.

Application Features:
1. Fill in the Balance/Topup via Bank or Savings in a Cooperative
2. Transfer to the Bank, Members can transfer money anywhere in realtime
3. Info on Cooperative Balance/Deposits, Check Savings Balances, Loans and Deposit deposits or installments via mobile apps, real time and fully integrated with the CUSO CORE System.
4. PPOB purchases such as credit & data packages, PLN Tokens
5. Payment of PPOB Bills such as: BPJS, Postpaid PLN, Telkom Group
6. Invite Members, Members can register family, relatives, friends to become members without having to come to the cooperative office, anytime and anywhere.
7. Submit a Loan, Members can apply for a loan without having to come to the cooperative office, anytime and anywhere after the application will be KYC by KSP CU Puspita Kencana before the loan is approved.

Maximum Term : 12 Months

APR : 12%

Max loan value IDR 10,000,000

Admin fee (service fee) 40,000 (deducted at the time of disbursement)

Loan Disbursement Simulation:
For example :
Loan value Rp. 10,000,000,
Term of 12 months

So :
Disbursement value received = IDR 10,000,0000- IDR 40,000
Total received IDR 960,000

Monthly installment amount:
Principal : IDR 10,000,000 : 12 = IDR 834,000
Interest: IDR 10,000,000 x 12%/12 = IDR 100,000
total installments: IDR 934,000/month

for accelerated repayment, members are only charged the remaining principal and ongoing interest.

8. Pay for QR Scan (Pay by Scan QR, Transfer to fellow users, Activity Attendance)
9. Promotions / Advertisements
10.News
11. Product Info and Asset Info, Members can know/control the development of cooperative Assets and Products directly
12. Business Space (Marketplace)
13. Support
14. Transaction History