SeedFi - Loans, build credit play online

Get a loan with up to $4,000 available as soon as the next day while building savings. Free Credit Builder. Improve your financial future with the SeedFi app. Pick the plan thats right for you.

KEY FEATURES OF THE BORROW AND GROW PLAN

The Borrow & Grow Plan gives you access to up to $4,000 upfront with built-in savings to unlock at the end of the loan term. You get the cash you need now and have money waiting to help you get ahead later when the loan is paid off.

Access up to $4,000 upfront and start building savings for later
Unlock your savings when youre finished paying off your loan
Borrow money with APRs as low as 15.99% up to a maximum of 29.99%
Repayment periods range from 8 months to 45 months
No more payday loans and high-rate installment loans
Establish a positive payment history with each on-time payment. We report to all 3 credit bureaus: Equifax, Experian, and TransUnion

See Sample Plan below and more information at: https://www.seedfi.com/rates-and-terms

KEY FEATURES OF CREDIT BUILDER PRIME

Credit Builder Prime empowers you to build credit by saving money each paycheck for FREE. Heres how it works: you set aside as little as $10 per paycheck, and before long youll have saved $500 and built your credit. Credit Builder Prime is FREE, there are no fees.

Increase your credit score by up to 41 points after making on-time payments on all your credit accounts after 6 months!*
Build credit for FREE
No credit check
No credit history to be approved
Payments are reported to all 3 credit bureaus: Equifax, Experian, and TransUnion
No late fees, surprise charges or admin starting fee
Your payments can be as little as $10 per paycheck

WHY PEOPLE CHOOSE SEEDFI

Over 2,000 excellent reviews on Trustpilot (4.8 out of 5 stars)
Our Borrow & Grow Plan gets you the money you need now and a savings account to help you thrive later, with affordable terms that are way cheaper than a payday loan.
Credit Builder Prime is free, charges no interest, reports to all three credit bureaus, and sets you on a path to unlocking $500 in savings again and again.

OUR CUSTOMERS LOVE SHARING

This process was fast and easy. I was approved for my loan within minutes also received it in less than 24 hours. - Milton., Trustpilot

I was falling behind on my bills and seedfi Came through for me, I got the funds I needed within two business days. Everything was quick and easy and customer service was amazing definitely try them! - Kay, Trustpilot

CONTACT

If you have any questions, please email us at [email protected].

TERMS

When you get SeedFi, you agree to our Terms of Service.
You may review SeedFis terms of service at: https://www.seedfi.com/terms-of-use

PRIVACY POLICY & OTHER DISCLOSURES

You may review SeedFis privacy policy at: seedfi.com/privacy-policy

Personal loans, lines of credit, and savings accounts provided by Cross River Bank, Member FDIC.

* Based on a simulation conducted with TransUnion data, customers who opened a SeedFi Credit Builder Plan from March 2021 through August 2021 would have shown an average increase of 41 points on their VantageScore 3.0 credit score if they had added a Credit Builder Prime to their credit profile and made on-time payments on all of their credit accounts for 6 months. Individual results may vary, and late payments can have a negative effect on your credit score.

Sample Borrow & Grow Plan: Amount Financed: $4,000, APR: 27.99%, Finance Charge: $1,774, Total of Payments: $5,774, Payment Schedule: 72 biweekly payments of $80 and one final payment of $14. The payment schedule spans 34 months.