CreditScore, CreditCard, Loans play online

Check your Free Credit Score from CIBIL and other credit bureaus. And choose from a wide range of personalized Loan & Credit Card offers, from Indias top Banks (HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, IDFC First Bank, RBL Bank etc.), NBFCs(Bajaj Finserv, Tata Capital Financial Services etc.) and fintech lenders (KreditBee, Money View, EarlySalary etc.)

What you get with the Paisabazaar App:

Free Credit Report from multiple credit bureaus including CIBIL
Updated Credit Score & refreshed Credit Report every month for free
Credit Report in regional languages, including Hindi, Marathi, Gujarati, Telugu etc.
A wide choice of products from 60+ partners
35+ Credit Cards, matching your lifestyle, spends and eligibility
Instant micro-loans (Rs 1000 to Rs 50,000) for immediate cash needs
All Loan & credit card offers ranked according to your need & eligibility
Pre-approved loan & credit card offers, curated just for you (Zero/Minimum documentation, Instant disbursals)
Compare, Choose & Apply for the most-suited loan & card with ease, digitally
Expert assistance for free till disbursal of loan / card out
Different types of Business Loan offers to grow your business
Home loans with lowest interest rates from wide range of lenders
Explore secured loans offers on Loan Against Property
For existing borrowers, wide choice to transfer your home/personal loan
PaisaTrackr to conveniently track all your spends with real-time analysis

Who are we? A brief introduction

Paisabazaar.coms brand philosophy is Paison Se Badhkar and as Indias largest marketplace platform for lending products, our brand promise to all our consumers is to be their financial companion for life, always available to them with the right advise, product and assistance. All for absolutely free.
Paisabazaar.com was founded in 2014 under the Policybazaar Group and in three years, became the largest marketplace platform for lending products. Here are some other milestones our consumers and partners have helped us achieve along the way --
In FY 2019-20, became the only independent digital platform to disburse USD 1.5 billion or Rs 11,000 crore worth of loans (on an annualized basis)
Receives over ~1.7 million product enquires in a month from more than 1100 cities and towns in India
Introduced a Chance of Approval model for loans and Credit Cards. This helps our consumers get the most-suited lending product, according to need and eligibility
One of Indias most recognized and popular consumer brands, awarded Best Fintech Brand by the Economic Times in 2016 & 2018
Earned the trust and goodwill of over 22 million consumers

Download the Paisabazaar App to become credit healthy and avail loan and card offers from Indias leading banks and financial institutions via seamless digital processes.

Contact us:
Toll Free: 1800 208 8877
WhatsApp: 851 009 3333
Email: [email protected]

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Customers applying for a Personal Loan should note that:

Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years

Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%

For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:

Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy

Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.