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SCNL -Satin Creditcare Network Ltd.

Satin Creditcare offers a diversified suite of products to serve the under-privileged segments of the society. We constantly strive to empower and promote our customers through our diverse range of financial products and services.

About Us:

Satin Creditcare Network Limited (SCNL) is one of Indias premier MFIs NBFC. Founded in 1990 by first generation entrepreneur HP Singh. It was registered with the RBI as an NBFC MFI in 2013. Under the leadership of Mr. HP Singh, SCNL has grown into one of Indias leading microfinance institutions, crossing the $1 billion AUM in FY19 to be in the elite Billion Dollar Group.

SCNL aims to meet the demands of Indias aspirational individuals with limited financing opportunities with a diversified rural microfinance vertical inspired by the Grameen Model. SCNL provides income generation loans which are used for a variety of economic activities and eventually help increasing income generating capacity of the borrowers by enabling them to generate cash flows, build assets and become self-reliant. It also lends to MSMEs and housing finance through its subsidiaries. SCNL has a strong workforce of ~13,000 employees, backed by a growing distribution network of more than 1,300 branches present across 22 states and UTs of India.



SCNL follows the Joint Liability Group (JLG) model and individual based lending of microfinance for its operations. Collateral free, affordable micro-credit financial services are provided to the economically active in both rural and semi-urban areas, who otherwise have limited access to mainstream financial services.

At SCNL, it is believed that reaching out is not merely about growing presence, across India. It is also about extending the reach to the vast number of financially excluded households.
Mission
To provide financial assistance to households which are excluded from the ambit of mainstream financial service providers, so as to enhance their livelihood and promote a productive environment
Vision
To be a one-stop solution for the financially excluded households at the bottom of the pyramid for all their financial requirements
To be a financial service powerhouse with a range of financial products designed and suited for the financially excluded community