AjoMoney - Collective Savings play online

AjoMoney is a digital platform for thrift and group contributions also known as ajo, esusu or adashe. Individuals and SMEs can perform daily or weekly contributions on AjoMoney where they get up to 10% per annum interest on contributions within the first month. You can also save money collectively with group of friends and rotate the lump contribution, this is an amazing alternative to taking a loan.

On AjoMoney, you can create or join a rotating group savings group (ajo/esusu/adashe), setup a personal savings plan, gain access to credit as a member of a rotating savings group (ajo/esusu/adashe).

AjoMoney wants you to become financially inclusive by making it possible for you to save your money in a ROSCA group and access interest-free credit through early collection.

Why you need AjoMoney?

Save money

With AjoMoney app, you can save with your friends in a rotating group. The collection of the lump sum is rotated among members based on a picked number. You can also create a saving plan and save alone, watch your savings grow every month. There are three ways that you can save your money on AjoMoney app at the moment:

* Create a rotating savings group and invite the people that you know and trust to save with you. Friends, family and co-workers can help one another to build wealth by saving money together in this group. The lump collection is rotated among members as scheduled.
* Save in a publicly listed savings group. If you are interested in saving your money in an ajo/esusu/adashe group and do not know how to manage one yourself or not willing to invite friends to save with you. With AjoMoney organised and screen membership group, you can friend a group that suites you and save with the members, AjoMoney ensures the group stay credible and you get to save and access your collection with zero hassles.
* Kolo or personal savings is when you should to create a Kolo or piggybank on AjoMoney app to save alone and decide when you want to collect your savings (Minimum of three (3) months required).

Access credit

While AjoMoney does not offer instant loans, we offer credit to our users after fulfilling some savings or contributions commitment. There are two ways you can access credit on AjoMoney:

* Ajo/Esusu/Adashe early collection: Getting the early contribution in a rotating savings group makes it possible for you to access credit at zero-interest.
* Thrift Contribution: Save effectively and commit to a regular daily or weekly contribution on AjoMoney, get additional credit and pay back small small anytime you want to pack your contribution. You can back your contribution within the first month.

Do more with AjoMoney app

To increase your credibility on AjoMoney, you can perform some amazing financial transactions on the app:
* Send and receive money for free from any bank account in Nigeria.
* Send and receive money to and from another AjoMoney user through your AjoPay wallet.
* Buy airtime and data bundle. Get a 1% discount for buying your airtime and data on AjoMoney. An example is: If you buy N5000 airtime, we will charge you N4950 only. The same applies to any other amount.
* Pay for your utility bills i.e electricity, cable tv, internet, renewable, sport. betting, insurance and examination.
* Virtual dollar card. Make International payment and subscriptions with zero hassles using your AjoMoney virtual USD card.

Make plans for your next budget because you already know when you will get the money.

We are in this together, should you have any issues, kindly send an email to [email protected], our support team is always ready to help ASAP.