CU Lestari Mobile play online

CU Lestari Mobile is a mobile application with the concept of 'one stop solution' and a cooperative platform that relies on digital technology. As one of the service applications from PT. CUSO Digital Indonesia, CU Lestari Mobile is intended for CU Lestari members to be able to carry out all Cooperative financial transaction activities, Information, Promotion, PPOB and Business Space (Marketplace) on the features provided by the application using an Android smartphone.

Application Features:
1. Fill in the Balance/Topup via Bank or Savings in a Cooperative
2. Transfer to the Bank, Members can transfer money anywhere in realtime
3. Info on Cooperative Balance/Deposits, Check Savings Balances, Loans and Deposit deposits or installments via mobile apps, real time and fully integrated with the CUSO CORE System.
4. PPOB purchases such as credit & data packages, PLN Tokens
5. Payment of PPOB Bills such as: BPJS, Postpaid PLN, Telkom Group
6. Invite Members, Members can register family, relatives, friends to become members without having to come to the cooperative office, anytime and anywhere.
7. Submit a Loan, Members can apply for a loan without having to come to the cooperative office, anytime and anywhere after a member makes an application it will be KYC by CU Lestari before the loan is approved.

Minimum Term : 3 Months
Maximum Term : 60 Months

APR : 27% (decreased)

Max loan value IDR 500,000,000

Admin fee of 2% (deducted at the time of disbursement)

Loan Disbursement Simulation:
For example :
Loan value Rp. 20,0000,000,
Term of 36 months
Save. Capital 0.5% of the Loan Amount
Admin Fee 2%
Stamp duty
Credit Risk 0.5% of the Loan Amount

So :
Disbursement Value = 20,000,000 less
Save. Capital : 100,000
Admin fee: 400,000
Stamp Duty: 10,000
Credit Risk : 100,000

What members receive: IDR 19,390,000

With details :
Principal : IDR 20,000,000 : 36 = IDR. 555,600 / month
Interest : Remaining Balance x 2.25%
Mandatory Savings: IDR 30,000

Accelerated payment:
If a Member wants to make accelerated payments, at least 3x installments have been entered.

8. Pay for QR Scan (Pay by Scan QR, Transfer to fellow users, Activity Attendance)
9. Promotions / Advertisements
10.News
11. Product Info and Asset Info, Members can know/control the development of cooperative Assets and Products directly
12. Business Space (Marketplace)
13. Support
14. Transaction History